Payment Information

Our preferred method of payment is credit card. We gladly accept the following major credit cards:  Visa, MasterCard, Discover, and AMX

However, credit cards are only accepted from United States residents with credit cards (or debit cards) issued from banks in the United States. No international credit cards are accepted. We ship to the billing address on the credit card only (the address where your statement is mailed).

We also accept PayPal from customers with Verified Accounts - We will only ship to the confirmed address on the account - no exceptions

If you need to ship to a non-billing address, please contact us. You will need to add an alternate shipping address to your credit card account.

HIGH VALUE ORDERS: We do required a second step in processing certain orders.  You will be contacted by a store representative to facilitate processing. 
 

We also gladly accept money orders. But please take note:

US Postal Money Orders are processed upon receipt of payment. During checkout, simply choose "Check" as your payment type, and enter Money Order #999 when prompted. Send payment to address below. Make payable to "Main Street Audio".
 

We subscribe to the 'Transact Secure' security system.  This enables positive identification of the owner of the credit card account.  It prevents unauthorized use of our customer's credit cards so our Main Street Customers may shop with full peace of mind that we are doing everything possible to protect them from fraud.  At our discretion we contact our customer via telephone as the final step in processing their online order.

Processing Credit Card charges over our Secure Server is a 2 step process:  1)Authorizing Charges  2)Settling Charges

When you submit your Credit Card data, we automatically authorize charges on your account. 
This serves 3 purposes:

1. It determines whether the card # you submitted is that of a valid credit card
2. It helps authenticate whether you are the actual owner of a valid card
3. It reserves funds that are available as part of your credit limit

For example, if you had $500 available credit, and $300 of that amount was AUTHORIZED, you would have a $300 reduction in the amount of credit left available to you, or $200.

However, AUTHORIZING a charge does not yet mean you will be billed for the charge.  One more step, SETTLING THE CHARGES, must occur.

Settling is the actual transfer of funds from you to us.

Pertaining to our "Meet It or Beat It" Policy:
We do not settle the charges until we have determined that we WILL meet or beat the price you submitted.

Your submission WILL RESULT IN
AUTHORIZATION of charges automatically
This WILL RESULT in removing the amount authorized from your available credit
This MAY RESULT in showing activity in your credit account, as viewed online or by phone
It DOES NOT result in an actual transfer of funds from you to us
If your sale is authorized, but not settled, no charges will appear on the bill from your Credit Card Company that you receive in the mail, despite the appearance of authorization activity on your online or phone account